Consolidating to

Hi, After a few bad decisions, we are dealing with credit scores of 535 and 605...biggest issue...utilization is at 100%.

We are deeply committed to fixing this and paying as much as we can down, but we're dealing with some terrible interest rates.

Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs. Refer to the complete list of federal student loans eligible for consolidation in the application.

There is no application fee to consolidate your federal education loans into a Direct Consolidation Loan. Department of Education (ED) or ED’s consolidation loan servicers. Top A Direct Consolidation Loan has a fixed interest rate for the life of the loan.

allows you to consolidate (combine) multiple federal education loans into one loan. Top Private education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.

The result is a single monthly payment instead of multiple payments. Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received.

This was certainly the case for the client, which found itself in a situation where the benefits of having an intranet had led to its many departments and geographical locations implementing their own separate platforms.

After having benchmarked its intranet over the years through DWG’s membership arm, this was an exciting opportunity to be involved in helping the client build its new platform.

The Digital Workplace Group (DWG) provides large organizations with independent expertise for success with intranets and broader digital workplaces.

With the user experience and budget fragmented, the client wanted to embark on a journey that would help it create a one-stop shop, where employees could go for the information they needed for their work. Building a culture of transparency and participation, it wanted to help employees be a part of how it achieved strategic goals and to feel like part of a single community.

Questions the client needed help with answering were: A global financial institution offering banking services to a broad customer base, comprising individuals, families, small businesses, large corporations, institutions and governments.

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